Terms and Conditions of Use Agreement - Disclaimer and Privacy


YOUR USE OR ACCESS OF ANY PART OF OR AREA OF THIS WEBSITE IS YOUR AGREEMENT TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT. IF YOU DO NOT WISH TO BE BOUND BY THIS AGREEMENT, YOU MAY NOT USE OR ACCESS THIS WEBSITE IN TOTAL OR ANY PART THEREOF.


THIS AGREEMENT MAY BE MODIFIED AT ANY TIME, WITH OR WITHOUT PRIOR NOTIFICATION, BY THE OWNER OF THIS WEBSITE. ALL MODIFICATIONS OR REVISIONS TO THIS AGREEMENT SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING ON THIS WEBSITE. YOU AGREE IT IS YOUR RESPONSIBILITY TO REVIEW THIS AGREEMENT PERIODICALLY TO ENSURE THAT YOU ARE AWARE OF ANY MODIFICATIONS MADE TO THIS AGREEMENT. YOUR USE, CONTINUED USE AND/OR ANY ACCESS BY YOU TO THIS WEBSITE SHALL BE DEEMED YOUR FULL UNDERSTANDING AND ACKNOWLEDGED ACCEPTANCE OF THIS AGREEMENT INCLUDING ANY AND ALL FUTURE MODIFICATIONS TO THIS AGREEMENT.


The entire contents of this website are copyrighted as a collective work under the laws of the United States and other copyright laws. The owner of the website holds the copyright. Any reproduction in any form or republication of any content of this website is strictly prohibited without prior written permission. You may not utilize framing techniques to enclose any proprietary information (including the content of any text, the layout or design of any website page or form contained on any page on this website) without the website owner’s express written consent.


Utilization of this website’s links is done so at your own risk. While it is not in any way or manner our intention, some of this website’s links may lead to sites containing information which you may find offensive or inappropriate.


All information provided by the owner and or Direct Work Comp, L.L.C. on this website or in any other form is provided “as is.” No warranty, express or implied or otherwise, as to the accuracy or completeness of this information is provided or to be implied. No warranty as to the reliability, availability, lack of viruses or other harmful components, accuracy, timeliness, usefulness or completeness of any information provided is expressed or implied. The owner cannot and does not warrant against human, machine and/or electronic errors, omissions, delays, interruptions or losses including the loss of data in any form possible. The owner does not guarantee the accuracy, usefulness or completeness of any resources, product information or process accessed through this website and are not responsible for any errors or omissions the use of any information provided may cause. By access or use of this website in any way or form you agree to always verify the accuracy of any information provided prior to its use. You agree to never assume this general information pertains to your specific situation and that you will consult with your states governing authority prior to any use of information provided on this website. You agree that any and all information provided on or through this website shall not be construed in any way possible as providing legal advice and that when needed you will seek legal advice from an attorney in your state of residence. Insurance coverage can only be provided by licensed insurance agents within individual states. The owner reserves the right at any time, with or without notice, to modify and or permanently or temporarily discontinue this website in whole or part. It is the responsibility of the employer to ensure compliance with all applicable state and local workers compensation laws and regulations.


Protecting the privacy and confidentiality of information about our clients is very important to Direct Work Comp, L.L.C.. We strive to comply with each of the following practices in everything we do. We do not sell, rent lease or otherwise disclose personal information about our clients for purposes unrelated to our services. The personal information of our clients is of paramount importance to us. We provide this information only to our consultants as required to allow them help us develop and provide our services for you. Direct Work Comp, L.L.C. does not share information we collect or learn about our clients to any insurance company, rating bureau, agents or brokers unless directed to by our client. We work to ensure information integrity and security. Our business practices help ensure that any personal information of our clients is properly gathered, stored and processed to ensure that non-public personal information remains confidential and secure. We cannot and will not release the names of our clients permission is granted. Everything we learn about our clients is held in complete confidence.


All users of this website are subject to these Terms and Condition of Use Agreement. Direct Work Comp, L.L.C. including all officers, directors, employees, agents, information providers, partners, affiliates, advertisers and suppliers shall not be responsible for any information provided on this website under any theory of liability or indemnity. Liability, if any, for damages including, without limitation, liability arising out of contract, negligence, strict liability, tort or patent or copyright infringement shall not exceed fees paid by the user for information provided. The Owner, et.al, shall not be liable for any damages, other than fees paid by the user, and all other damages, direct or indirect, special, incidental, consequential or punitive, are hereby excluded even if Direct Work Comp, L.L.C. has been advised of the possibility of such damages may exist.


These terms and conditions are governed by the laws of the State of Iowa, United States of America, without respect to its conflict of laws principles. Jurisdiction for any claims arising under this agreement shall lie exclusively with the state or federal courts with jurisdiction over Polk County, Iowa, United States of America. If any provision of these terms and conditions are found to be invalid by any court having competent jurisdiction, then the invalidity of such provision shall not affect the validity of the remaining provisions of these terms and conditions, which shall remain in full force and effect. No waiver of any term of these terms and conditions shall be deemed a further or continuing waiver of such term or any other term. These terms and conditions constitute the entire agreement between you and Direct Work Comp, L.L.C.. No changes to these terms and conditions shall be made except by a revised posting on this page.